Is White Settlement Safe, Pros and cons of living in White Settlement
Is it Safe to Live in White Settlement?
White Settlement presents a complex picture regarding safety, with crime rates that are higher than both national and state averages in certain categories. The overall crime rate is approximately 4% higher than the national average (as reported by AreaVibes). More specifically, the violent crime rate is significantly higher than the national average, by about 264% (as reported by PlainCrime). However, the violent crime rate in White Settlement is 35% below the Texas state average (as reported by PlainCrime).
Your chance of becoming a victim of violent crime in White Settlement is about 1 in 393, while the chance of being a victim of property crime is 1 in 52 (as reported by NeighborhoodScout). These statistics indicate that while violent crime is a concern, property crime also presents a notable risk. When comparing White Settlement to other communities of similar population size, its combined violent and property crime rate is considerably higher than average (as reported by NeighborhoodScout).
The city receives an overall safety grade of “F (High Risk)” from PlainCrime, indicating a high risk of crime. This assessment is based on a composite analysis of violent and property crime rates benchmarked against national averages. It is important to note that crime can vary by neighborhood, with some areas considered safer than others within the city (as reported by NeighborhoodScout, AreaVibes).
Cost of Living and Housing
The cost of living in White Settlement is generally lower than the national average, with a cost of living index that is 8% less than the national average (as reported by ERI Economic Research Institute). However, it is reported to be 0% higher than the Texas average (as reported by ERI Economic Research Institute). This means that while it is more affordable than many places in the U.S., it is on par with the Texas average.
The median home value in White Settlement is approximately $208,800 (as reported by Livability.com). The median monthly rent for an apartment is around $1,018 (as reported by Zumper, as of May 2026). To comfortably afford renting in White Settlement, an estimated monthly income of $3,393 or $40,716 annually is suggested, based on the guideline of spending no more than 30% of income on rent (as reported by Zumper).
Housing costs in White Settlement are considered less expensive than the United States average, earning a score of 6 out of 10 on a scale where 10 is cheapest (as reported by ERI Economic Research Institute). The homeowner vacancy rate was 1.6%, and the rental vacancy rate was 8.6% (as reported by Wikipedia).
Job Market and Economy
The average salary in White Settlement is approximately $47,490 per year, or $22.83 per hour, as of April 2026 (as reported by ZipRecruiter). Most salaries in White Settlement range between $34,000 and $56,181 annually (as reported by ZipRecruiter). The median household income in White Settlement is reported as $56,784 (as reported by Livability.com), with a poverty rate of 12.68% (as reported by Vertex AI Search).
Employment in White Settlement has seen a slight decline, with a decrease of 0.456% from the previous year, employing approximately 8,300 residents (as reported by Vertex AI Search). The most common employment sectors for residents include Retail Trade, Construction, and Accommodation & Food Services (as reported by Vertex AI Search). Major employers in the broader Tarrant County area, which includes White Settlement, include Lockheed Martin Corp., Dallas Fort Worth International Airport, and General Motors Arlington Assembly Plant (as reported by North Central Texas Council of Governments Regional Data & Analysis Center).
The unemployment rate in Texas was 4.3% in February 2026, unchanged from the previous month (as reported by USAFacts). This rate is considered lower than the long-term average for the state (as reported by YCharts).
Climate and Weather
White Settlement experiences a climate characterized by significant temperature differences between seasons. Average maximum daytime temperatures range from a high of approximately 99°F in August to a moderate 57°F in January (as reported by Livability.com). Nighttime temperatures can drop to around 34°F during January nights, while August nights can be as warm as 77°F (as reported by Livability.com).
The area receives a moderate amount of rainfall, with an average annual precipitation of about 34 inches (as reported by Livability.com). May is typically the wettest month, averaging around 4.4 inches of precipitation, while July is the driest, with approximately 1.8 inches (as reported by Livability.com). Snowfall is minimal, with an average of 0 inches annually (as reported by Livability.com). Summers can be hot and muggy, with temperatures often in the 80s and 90s Fahrenheit, while winters are cold and windy (as reported by myPerfectWeather).
The most favorable weather for visiting White Settlement typically occurs during March, April, May, October, and November, when temperatures are between 68°F and 84°F (as reported by Livability.com, myPerfectWeather). During these periods, rainfall can range from 3 to 4.4 inches per month (as reported by Livability.com, myPerfectWeather).
School Ratings and Demographics
White Settlement Independent School District (ISD) has received an overall “C” rating from the Texas Education Agency (as reported by Texas Tribune Schools Explorer). This rating is based on student performance, improvement, and the education of disadvantaged students. The district’s average testing ranking is 5 out of 10, placing it in the bottom 50% of public schools in Texas (as reported by Texas Tribune Schools Explorer).
The district’s math proficiency score averages 37%, and the reading proficiency score is 50%, both of which are slightly below the Texas public school averages (as reported by Texas Tribune Schools Explorer). Minority enrollment within the district is 66% of the student body, which is less than the Texas public school average (as reported by Texas Tribune Schools Explorer). Some schools within the district, such as Trinity Basin Preparatory Hpa Upper School and North Elementary School, have demonstrated strong performance and rankings within Texas (as reported by SchoolDigger.com).
The population of White Settlement is approximately 18,150 residents (as reported by Census Dots). The racial composition includes approximately 48.3% White, 37.1% Hispanic, and 8.9% Black residents (as reported by Census Dots). The median age in White Settlement is 35.1 years (as reported by Vertex AI Search).
Pros and Cons of Living in White Settlement
White Settlement offers a cost of living that is lower than the national average, making it an attractive option for budget-conscious individuals and families (as reported by ERI Economic Research Institute). The median home value is around $208,800, and the median rent is approximately $1,018 per month, which are generally more affordable than in many other U.S. cities (as reported by Livability.com, Zumper). The city also provides access to a variety of parks and recreational facilities, enhancing the quality of life for residents (as reported by Ranger Guard).
However, the crime rates in White Settlement are a significant concern, being higher than both national and state averages in several categories, particularly for violent crime (as reported by AreaVibes, PlainCrime). While some neighborhoods may be safer than others, the overall safety grade indicates a high risk (as reported by PlainCrime). The public school district has received a “C” rating, with average test scores below the state average, which may be a drawback for families prioritizing education (as reported by Texas Tribune Schools Explorer).
The job market offers an average salary of approximately $47,490 per year, with major employers in the surrounding Tarrant County area providing employment opportunities (as reported by ZipRecruiter, North Central Texas Council of Governments Regional Data & Analysis Center). The climate is characterized by hot summers and cold winters, with moderate rainfall throughout the year (as reported by Livability.com). The demographics show a diverse population, with a significant Hispanic and White population, and a median age of 35.1 years (as reported by Census Dots, Vertex AI Search).