Is Town and Country Safe, Pros and cons of living in Town and Country
Town and Country, Missouri, offers a unique blend of suburban tranquility and convenient access to urban amenities. This St. Louis County community is known for its well-maintained neighborhoods, abundant green spaces, and a generally high quality of life. It presents an appealing option for those seeking a peaceful residential environment without being too far removed from the cultural and professional opportunities of a major metropolitan area.
The area provides a strong sense of community, with a median age of approximately 48.7 years, suggesting a population that values stability and established living. Residents often appreciate the balance between a quiet, almost rural feel in some areas and the availability of city-like conveniences, making it a well-rounded place to call home.
Is it Safe to Live in Town and Country?
Crime Overview
Town and Country’s crime rates present a mixed picture, with some sources indicating a higher than national average crime rate while others highlight exceptionally low violent crime statistics. One analysis indicates a crime rate of 30.34 per 1,000 residents, positioning it as safer than only 33% of U.S. cities (according to CrimeGrade.org). However, other data suggests that violent crimes are exceptionally low, with only 26 incidents per 100,000 people, making it one of the safest cities in the United States in that regard (according to AreaVibes). Property crime rates are noted as being higher than the national average in some reports, with a chance of being a victim of property crime at 1 in 81 (according to NeighborhoodScout).
It’s important to note that crime can vary significantly by neighborhood within Town and Country. Some reports suggest that the central parts of the city are considered the safest, while southern neighborhoods may experience more incidents. The overall crime rate is considered to be slightly higher than the average U.S. city, earning it a “C-” grade from one source (according to CrimeGrade.org).
Addressing Safety Concerns
While crime statistics can be concerning, many residents report feeling safe in Town and Country, with a significant portion (25%) stating they feel very safe with no safety concerns (according to Niche). The community’s overall character, with its well-kept neighborhoods and active resident engagement, contributes to a perception of safety for many.
The police department’s approach to law enforcement is also a factor in community safety. Data indicates that a high percentage of arrests are for low-level, non-violent offenses, and there are noted racial disparities in these arrests (according to Police Scorecard). This aspect of policing is an area of ongoing discussion and analysis within many communities.
Cost of Living and Housing
Housing Expenses
The cost of living in Town and Country is notably higher than the national average, largely driven by housing expenses. Housing costs in Town and Country are approximately 148% higher than the national average (according to PayScale). The median home value is around $598,859, which is significantly higher than the average for Missouri (according to Homes.com). Median household costs can reach $2,723 per month (according to Point2Homes).
Rental costs are also substantial, with the median gross rent being $1,955 per month (according to Point2Homes). As of May 2026, the median rent for all property types in Town and Country is $2,300, which is 18% higher than the national average (according to Zumper). Houses for rent are even more expensive, averaging $2,725 per month.
Overall Cost of Living
The overall cost of living in Town and Country is estimated to be 33% higher than the national average (according to PayScale). While utility prices are slightly lower than the national average, and transportation expenses are also more affordable, these savings are offset by the high housing costs.
Grocery prices are about 3% lower than the national average, and healthcare costs are on par with the national average (according to PayScale). Despite the higher overall cost, the median household income is substantial, standing at $232,534 (according to Point2Homes), which helps to balance the expenses for many residents.
Job Market and Economy
Employment Landscape
Town and Country is home to a working population of approximately 5,026 residents. The majority of the employed population, about 96.9%, are engaged in professional or administrative roles, with a smaller percentage in hands-on or service-based jobs (according to Point2Homes). A significant portion of residents, 19.7%, are business owners, while 56.6% work for private companies, and 6.5% are employed in the public sector.
The unemployment rate in Town and Country is notably low, at 2.5% (according to Point2Homes). This figure is lower than the state’s unemployment rate, which was 3.9% in March 2026 (according to USAFacts). A low unemployment rate suggests a strong job market and good financial stability for residents.
Major Employers and Economic Hubs
While specific major employers within Town and Country itself are not extensively detailed in the provided data, the broader St. Louis metropolitan area hosts numerous significant companies. Energizer Holdings, the battery company, is headquartered in Town and Country (according to Wikipedia). Other major employers in the greater St. Louis area include Centene, Emerson Electric, Edward Jones, and BJC HealthCare (according to Wikipedia and Missouri Partnership).
The region’s economy is diverse, with strong sectors in healthcare, retail trade, and manufacturing. The presence of these large companies and industries in the surrounding St. Louis area provides a robust job market that benefits residents of Town and Country through employment opportunities and economic activity.
Climate and Weather
Seasonal Temperatures
Town and Country experiences distinct seasons, with summers that are hot and muggy, and winters that are very cold and snowy. Throughout the year, temperatures typically range from 25°F to 89°F, rarely dropping below 8°F or exceeding 97°F (according to Time and Date). The hottest month is July, with average highs around 89°F and lows of 70°F.
In contrast, winter brings colder temperatures, with January being the coldest month. Average daily highs in January are around 41°F, with lows dropping to about 25°F. The cold season generally lasts for about three months, from late November to late February.
Precipitation and Humidity
The area receives an average annual precipitation of about 44 inches (according to myPerfectWeather). May is typically the wettest month, with an average of 4.1 inches of rain (according to Time and Date). The summer months, particularly July and August, can be uncomfortably humid (according to myPerfectWeather).
Snowfall is common in the winter, with an average annual snowfall of around 11 to 12 inches (according to myPerfectWeather and Livability.com). The drier season typically spans from September to March, with fewer wet days compared to the wetter season from March to September.
Education and Schools
Public School Districts
Town and Country is primarily served by the highly rated Parkway School District. This district is recognized for its quality, with many of its schools receiving high marks. Parkway Central High School and Parkway West High School both have ratings above 3.9 out of 5 on Niche (according to Niche). Parkway West High School was also named the fourth best high school in Missouri (according to YouTube).
The Ladue School District is also highly regarded, with Ladue Horton Watkins High School ranked as the number one public high school in Missouri by Niche (according to Niche and YouTube). These strong public school options contribute to the area’s appeal for families.
Private and Higher Education Options
Beyond public schools, Town and Country offers several private educational institutions. Westminster Christian Academy serves students in grades 7-12, focusing on Christian teaching and academic growth. Principia provides education from infancy through 12th grade, with a curriculum based on Christian Science values (according to Niche).
For higher education, Maryville University is located nearby, offering over 90-degree programs (according to Niche). This proximity to various educational institutions provides residents with a wide range of choices for academic pursuits.
Demographics and Lifestyle
Population and Age Distribution
Town and Country has a population of approximately 11,607 residents (according to Point2Homes and Census Dots). The median age is around 48.7 years (according to Point2Homes and Census Dots), indicating a community with a significant proportion of older adults. The age distribution shows about 15.4% are children under 15, with a substantial portion of the population aged 45 and older (according to Point2Homes).
Gender distribution is nearly balanced, with 49.8% males and 50.2% females (according to Point2Homes). The community is characterized by a high homeownership rate, with about 86% of housing units being owner-occupied (according to Niche).
Racial and Ethnic Makeup
The racial composition of Town and Country is predominantly White, making up about 80.5% to 81.2% of the population (according to Census Dots and Point2Homes). Asian residents constitute the next largest group at around 8.9% (according to Census Dots and Point2Homes).
Other racial groups include African Americans at approximately 2.4%, and smaller percentages for those identifying with two or more races, Hispanic or Latino individuals, Native Americans, and other races (according to Census Dots and Point2Homes). The community is considered less racially diverse than Missouri overall (according to Census Dots).
Income and Household Structure
Town and Country boasts a very high median household income, reported at $232,534 (according to Point2Homes, Census Dots, and Livability.com). This is significantly higher than both the state and national averages. The poverty rate is very low, at approximately 1.65% (according to Point2Homes).
The average household size is around three members, with about 80.4% of households being families. A smaller percentage, 19.6%, consists of individuals living alone or with non-relatives (according to Point2Homes). The median age of residents is notably high, suggesting a stable and established community.
Pros and Cons of Living in Town and Country
Advantages of Living Here
Town and Country offers a high quality of life with its serene environment and access to excellent schools, particularly within the Parkway and Ladue districts (according to Niche). The community boasts a very low unemployment rate, indicating a stable job market, and a high median household income provides financial security for many residents (according to Point2Homes).
The area provides a peaceful residential setting with ample green spaces, contributing to a relaxed lifestyle. Its proximity to St. Louis ensures that urban amenities, dining, and cultural attractions are readily accessible when desired (according to Livability.com).
Potential Drawbacks to Consider
The most significant drawback is the high cost of living, primarily driven by expensive housing. Both home prices and rental rates are substantially above the national average (according to Homes.com and Zumper). While crime rates for violent offenses are low, property crime rates are noted as being higher than the national average in some analyses (according to NeighborhoodScout).
The community’s demographic makeup is less diverse compared to the state and national averages (according to Census Dots). Additionally, the higher cost of living might be a barrier for individuals or families with more modest incomes, despite the high average salaries in the area.