Is Mahtomedi Safe, Pros and cons of living in Mahtomedi

Mahtomedi, Minnesota, offers a blend of suburban tranquility and convenient access to the amenities of the Twin Cities metropolitan area. Nestled along the shores of White Bear Lake, this community provides a picturesque setting for its residents. With a strong focus on community and a desirable quality of life, Mahtomedi attracts those seeking a peaceful yet connected lifestyle.

The city is known for its well-regarded school district and family-friendly atmosphere. Its location offers residents the benefit of a close-knit community while maintaining proximity to the urban centers of St. Paul and Minneapolis. This balance makes Mahtomedi an appealing choice for individuals and families alike.

Is it Safe to Live in Mahtomedi?

Mahtomedi is generally considered a safe place to live, with crime rates that are lower than the national average. The overall crime rate is reported at 28.47 per 1,000 residents in a typical year (according to CrimeGrade.org). This suggests that residents generally experience a secure environment.

Violent crime rates in Mahtomedi are particularly low, registering at 1.720 per 1,000 residents annually (as reported by CrimeGrade.org). The murder rate is also exceptionally low, with a rate of 0.0099 per 1,000 residents (according to CrimeGrade.org). These statistics indicate a very low risk of experiencing violent incidents in the city.

While the south part of the city is considered the safest by residents, crime can vary by neighborhood. Your chance of being a victim of crime ranges from 1 in 28 in the west to 1 in 43 in the south (as reported by CrimeGrade.org). Property crime rates are also lower than the national average, contributing to the overall sense of security within the community.

Cost of Living in Mahtomedi

The cost of living in Mahtomedi, Minnesota, is slightly lower than the national average. Overall, Mahtomedi’s cost of living is 3% lower than the national average (according to Payscale). This makes it a relatively affordable option when considering relocation.

Housing expenses in Mahtomedi are also favorable, being 3% lower than the national average (as reported by Payscale). The median home price in Mahtomedi is approximately $437,432 (according to BestNeighborhood.org), which is higher than the Minnesota state average. However, the median gross rent is $1,694 per month (according to Point2Homes), which is 7% lower than the national average rent price (as of May 2026) (according to Apartments.com).

Other essential expenses also tend to be more affordable. Utility prices are 5% lower than the national average, and transportation costs are 4% lower (as reported by Payscale). While grocery prices are 2% higher than the national average, healthcare costs are notably 9% lower (according to Payscale).

Housing Market and Rental Trends

Mahtomedi’s housing market is characterized by steady growth and a demand that positions it as a seller’s market as of March 2026. Year-over-year price growth for homes in Mahtomedi is approximately 7.97% (according to HousingMarket.com). The median listing price for homes in Mahtomedi is around $507.5K (as reported by HousingMarket.com).

The rental market in Mahtomedi offers various options, with the average rent for all bedroom types and property types being $1,725 per month (as of May 2026) (according to Zillow). This is higher than some other estimates, which place the median rent at $1,450 per month (according to Zumper). For context, the national average rent price is currently $1,642 per month (as of May 2026) (according to Apartments.com).

For those considering renting, a one-bedroom apartment averages around $1,526 per month, while a two-bedroom apartment can cost approximately $1,957 per month (as reported by Apartments.com). To live comfortably with this average rent, a monthly income of about $5,086, or $61,032 annually, is recommended (according to Apartments.com).

Job Market and Major Employers

Mahtomedi’s job market shows a strong lean towards white-collar professions, with 91.1% of the workforce employed in professional or administrative positions (according to Point2Homes). The unemployment rate in Mahtomedi is 3.6% (as reported by Point2Homes), indicating a stable employment landscape.

The majority of residents are employed by private companies, accounting for 62.1% of the workforce (according to Point2Homes). Government workers make up 16.9% of the employment sector, while 7.5% are self-employed. Major employers in the broader region that may impact Mahtomedi’s job market include companies like FedEx, ALDI, and CVS Health (according to Indeed.com).

The average annual salary in Mahtomedi is reported to be around $49,724 (as of May 26) (according to ZipRecruiter). However, other sources indicate a higher median household income of $123,319 (according to Point2Homes), and an average salary of $72,929 (according to ERI Economic Research Institute). These figures highlight a range of earning potentials within the community.

Climate and Weather Patterns

Mahtomedi experiences a climate with distinct seasons, characterized by warm summers and cold, snowy winters. Temperatures throughout the year typically range from a low of 7°F in January to a high of 82°F in July (according to myPerfectWeather). The city rarely experiences temperatures below -12°F or above 90°F.

Annual precipitation in Mahtomedi averages 34 inches, with snowfall reaching about 48 inches (as reported by myPerfectWeather). June is typically the wettest month, with an average of 5 inches of precipitation. In contrast, January sees the least amount of rain, with an average of 0.1 inches (according to myPerfectWeather).

The comfortable weather for outdoor activities generally spans from mid-May to September. During the summer months, humidity levels remain comfortable, providing a pleasant environment for residents and visitors alike. The warm season lasts from late May to mid-September, with daily high temperatures often exceeding 70°F.

Education and School Ratings

Mahtomedi Public School District is highly regarded, ranking among the best in Minnesota. It is ranked #12 out of 362 school districts in the state for overall quality (according to Niche). The district also ranks #12 out of 320 for best school districts for athletes and #60 out of 366 for districts with the best teachers (as reported by Niche).

Mahtomedi Senior High School is a standout institution within the district, consistently ranking among the top high schools in Minnesota. It has achieved a 5-star rating from SchoolDigger, indicating exceptional academic performance. The school boasts high graduation rates, typically ranging from 83.3% to 97.8%, with exceptionally low dropout rates (according to SchoolDigger).

The student-teacher ratio at Mahtomedi Senior High School is 22 to 1 (according to Niche). State test scores show that 56% of students are proficient in math and 65% are proficient in reading (as reported by Niche). The average GPA is 3.53, and the graduation rate is 97% (according to Homes.com).

Demographics and Population

Mahtomedi has a population of approximately 8,133 residents, with a slight majority being female. The median age in Mahtomedi is 43 years (according to Point2Homes). The population is distributed across various age groups, with a significant portion in the 45 to 64 bracket.

The racial makeup of Mahtomedi is predominantly White, accounting for 93% of the population (according to Point2Homes). Other racial groups include Asian and those identifying with two or more races, each making up smaller percentages. The diversity index for Mahtomedi is 28.0 (according to Washington County CDA).

Households in Mahtomedi number around 2,985, with an average of three members per household. A large majority of these households, 74.8%, are families, while the remaining are individuals or non-relatives living together (as reported by Point2Homes). The median household income in Mahtomedi was $123,319 in 2024 (according to the U.S. Census Bureau).