Is Taylor Mill Safe, Pros and cons of living in Taylor Mill

Taylor Mill, Kentucky, offers a blend of suburban tranquility and community-focused living, making it an appealing option for those seeking a quieter pace of life within proximity to a larger metropolitan area. This city, nestled in Kenton County, provides a distinct residential character with a strong sense of local identity.

The community is characterized by its residents who often own their homes, contributing to a stable and engaged neighborhood environment. It’s a place where families and young professionals find a comfortable setting, further enhanced by the presence of numerous local restaurants and accessible parks. The area’s generally conservative leaning also contributes to its traditional community feel.

Is it Safe to Live in Taylor Mill?

Taylor Mill is recognized for its safety, with a crime rate significantly lower than the national average. Recent reports indicate that the city has one of the lowest violent crime rates in the United States, with a very low number of reported violent incidents per 100,000 residents (43 per 100,000) (as reported by AreaVibes). This low rate instills a strong sense of security among its inhabitants.

Furthermore, property crime rates have also seen a decline, further contributing to the city’s reputation as a secure place to live. The overall crime rate in Taylor Mill is substantially below the national average, making it a notable safe haven. This low incidence of crime is a key factor for individuals and families considering a move to the area.

Housing Costs in Taylor Mill

The housing market in Taylor Mill presents a mix of affordability and value, with home prices generally lower than the national average. The median home value in Taylor Mill is approximately $280,190 (as reported by Zillow), and the market has seen a year-over-year increase of 2.7% (as of April 2026) (as reported by Zillow). This indicates a steady and appreciating housing market.

Rental costs in Taylor Mill are also competitive, with an average rent of $970 per month, which is considerably lower than the national average (as reported by Apartments.com). This affordability in both purchasing and renting makes Taylor Mill an attractive option for a wide range of residents, from first-time homebuyers to those seeking more budget-friendly living arrangements.

Home Prices and Market Trends

Taylor Mill’s housing market is described as somewhat competitive, with homes selling relatively quickly. The median sale price of a home in Taylor Mill was $280,000 in March 2026, showing a notable increase of 21.1% compared to the previous year (as reported by Redfin). Homes tend to sell fast, with a median of 7 days on the market in March 2026 (as reported by Redfin).

The median listing price for homes in Taylor Mill is around $309.9K, with a year-over-year price growth of 5.37% (as reported by realtor.com®). This sustained demand and value appreciation suggest a healthy real estate environment for both buyers and sellers.

Rental Market Insights

The rental market in Taylor Mill offers a more affordable alternative to homeownership, with average rents significantly below the national median. The average rent for all property types in Taylor Mill is $1,600 per month (as reported by Zillow), though other sources indicate a lower average rent of $970 per month (as reported by Apartments.com). This variance might reflect different methodologies or property types included in the averages.

For renters, the median household income in Taylor Mill was $58,929 in 2022 (as reported by Point2Homes). The rent-to-income ratio stands at 23.2%, indicating that housing expenses represent a manageable portion of residents’ earnings.

Job Market and Economy

The economy of Taylor Mill is characterized by a growing employment sector and a diverse range of industries. As of 2024, the city’s economy employs approximately 3.79k people, with employment having grown at a rate of 6.71% from the previous year (as reported by Data USA). This growth suggests a dynamic and expanding job market.

The primary industries providing employment in Taylor Mill include Health Care & Social Assistance, Finance & Insurance, and Construction. These sectors form the backbone of the local economy, offering various opportunities for residents.

Major Employers and Industries

Key employment sectors in Taylor Mill include Health Care & Social Assistance, which employs 599 people, followed by Finance & Insurance with 445 employees, and Construction with 404 employees (as reported by Data USA). These industries are crucial to the city’s economic vitality and provide a stable base for its workforce.

Beyond these, other significant industries in the broader Northern Kentucky region, which influence Taylor Mill’s economy, include Advanced Manufacturing, Logistics and Supply Chain, and Life Sciences and Healthcare (as reported by Northern Kentucky). Major companies like Mazak Corporation and Mubea are prominent in advanced manufacturing, while the logistics sector benefits from proximity to major transportation hubs (as reported by Northern Kentucky).

Salaries and Unemployment

The average salary in Taylor Mill is approximately $49,930 per year, which equates to about $24.00 per hour (as reported by ZipRecruiter). This figure provides a general understanding of earning potential within the city, with most salaries ranging between $35,345 and $58,448 annually.

The unemployment rate in Kenton County, which includes Taylor Mill, was 3.9% in March 2026 (as reported by KYSTATS). This rate is below the national average, indicating a healthy and accessible job market for residents.

Climate and Weather

Taylor Mill experiences a four-season climate with distinct weather patterns throughout the year. Summers are typically warm and humid, while winters are cold with snowfall, and the weather is generally partly cloudy year-round. The temperature typically fluctuates between 24°F and 86°F, rarely dropping below 8°F or exceeding 93°F (as reported by Weather Spark).

The warmest months are generally from late May to mid-September, with July being the hottest month, featuring average highs of 85°F and lows of 67°F. Conversely, the coldest period is from December to March, with January seeing average lows of 25°F and highs of 40°F (as reported by Weather Spark).

Average Temperatures and Rainfall

The average annual temperature in Taylor Mill hovers around a high of 64°F and a low of 44°F (as reported by Livability.com). The city receives an average of 42 inches of rainfall annually (as reported by Livability.com). This consistent rainfall contributes to the area’s lush environment.

The amount of sunshine varies, with August typically being the clearest month. Conversely, January tends to be the cloudiest, with overcast or mostly cloudy skies common during that period (as reported by Weather Spark).

Education and Schools

Taylor Mill is served by the Kenton County School District, which provides educational opportunities for its young residents. The public schools in Taylor Mill are generally rated as above average, contributing to the area’s appeal for families with children. Schools like Taylor Mill Elementary School have received positive ratings, with an overall Niche Grade of C+ (as reported by Niche).

Other schools in the vicinity, such as Ft. Wright Elementary School and White’s Tower Elementary School, also receive strong grades, indicating a commitment to quality education within the community and surrounding areas. These educational institutions play a vital role in the community’s family-friendly atmosphere.

School Ratings and Performance

Taylor Mill Elementary School has earned a rating of 4 out of 5 stars (as reported by Niche). This rating reflects a positive performance and a good learning environment for students. The school serves students from PK to 5th grade within the Kenton County Public Schools district.

Niche.com provides rankings for schools, with Taylor Mill Elementary School being recognized within its grade level. The school is ranked among the top elementary schools in Kenton County, indicating its standing within the local educational landscape.

Demographics and Lifestyle

Taylor Mill is a city with a population of approximately 6,937 residents, characterized by a median age of 39.2 years (as reported by World Population Review). The population is fairly balanced between males and females, with 50% male and 50% female (as reported by Point2Homes).

The community is predominantly White, making up about 96.05% of the population, with smaller percentages of Black or African American and multiracial residents (as reported by World Population Review). The majority of residents are U.S. citizens, with a high rate of homeownership.

Population and Age Distribution

The population of Taylor Mill is distributed across various age groups, with a significant portion in the adult working years. Those aged 25 to 44 constitute about 29.8% of the population, while the 45 to 64 age bracket makes up 27.3% (as reported by Point2Homes). A notable percentage, around 16.7%, are 65 years or older.

This age distribution suggests a community with a mix of families, working professionals, and a senior population, contributing to a diverse and multi-generational living environment.

Income and Cost of Living

The median household income in Taylor Mill is reported to be $88,546 (as reported by World Population Review). This income level supports a cost of living that is generally lower than the national average, estimated at 13% lower (as reported by PayScale).

Housing expenses are a significant factor in the lower cost of living, being 28% lower than the national average. Utility prices are also below the national average, contributing to overall affordability in Taylor Mill.