Is Kerrville Safe, Pros and cons of living in Kerrville
Kerrville, Texas, nestled in the scenic Texas Hill Country, offers a unique blend of small-town charm and growing amenities. This city is a popular destination for those seeking a quieter pace of life, with its beautiful parks and proximity to natural attractions. It attracts a mix of young professionals and retirees, contributing to a diverse community fabric.
The city is known for its pleasant climate, characterized by warm summers and mild winters, making it an appealing place to live year-round. Kerrville’s economic base has diversified over the years, moving beyond its historical roots to include various sectors like healthcare, light manufacturing, and tourism. This economic evolution has contributed to its appeal as a place to settle down.
Is it Safe to Live in Kerrville?
Kerrville presents a generally safe environment for its residents. The city’s overall crime rate is comparable to the national average, with specific data indicating a rate of 7 per 1,000 residents (as reported by NeighborhoodScout). This means your chance of becoming a victim of crime is approximately 1 in 137 (as reported by NeighborhoodScout).
When looking at violent crimes, Kerrville’s rate is about average for communities across the United States, standing at 1 per 1,000 inhabitants (as reported by NeighborhoodScout). Property crime, which includes offenses like burglary and larceny, also registers at about 6 per 1,000 residents, which is considered average for cities of all sizes in America (as reported by NeighborhoodScout).
Cost of Living in Kerrville
The cost of living in Kerrville is slightly higher than the national average, with an index of 104, meaning it is 4% more expensive than the national average (as reported by AreaVibes). However, it is notably more expensive than the Texas state average, being 24% higher (as reported by Salary.com).
Housing costs in Kerrville are approximately 5% higher than the national average (as reported by AreaVibes). The median property value in Kerrville was $303,400 in 2024, reflecting an 11.3% increase from the previous year (as reported by Data USA). The homeownership rate is 59.1%, which is below the national average (as reported by Data USA).
Housing Costs
The median sale price of a home in Kerrville was $339,000 in March 2026, showing a 14.1% increase compared to the previous year (as reported by Redfin). Homes in Kerrville tend to sell after approximately 109 days on the market, indicating a less competitive housing market (as reported by Redfin).
Rent prices in Kerrville have seen a slight decrease year-over-year, with a median rent price change of -1.47% (as reported by Home. By All). This suggests that renters might find slightly more affordable options compared to the previous year, though the rental inventory is currently tight with 65 active listings (as reported by Home. By All).
Everyday Expenses
For a single person, the estimated monthly cost of living in Kerrville, excluding rent, is around $815 (as reported by Livingcost). A family of four can expect to spend approximately $2,792 per month without rent (as reported by Livingcost).
Groceries in Kerrville are priced similarly to the national average, with transportation costs being about 6.8% higher than the national average (as reported by AreaVibes). Utilities in Kerrville are also slightly above the national average, by 1.3% (as reported by AreaVibes).
Job Market and Economy
Kerrville’s economy is supported by a growing employment sector. The employed population in Kerrville was 24,129 in 2024, with a 1-year growth of 2.38% (as reported by Data USA). The most common employment sectors for residents include Health Care & Social Assistance, Retail Trade, and Accommodation & Food Services (as reported by Data USA).
The average annual salary in Kerrville is approximately $44,821 (as reported by ZipRecruiter). However, other sources indicate a median individual income of $35,408 in 2024 (as reported by Data Commons) and a median household income of $62,102 (as reported by Data USA). This variance highlights the importance of considering specific job roles and experience levels when evaluating earning potential.
Major Employers
Key employers in Kerrville contribute significantly to the local job market. Peterson Regional Medical Center is a prominent employer, with an average hourly rate of $31 (as reported by PayScale). Other significant sectors supporting employment include retail trade and accommodation and food services (as reported by Data USA).
The job market also includes roles in sales and management, with Sales & Related Occupations and Management Occupations being among the most common job groups (as reported by Data USA). This diverse employment landscape offers various opportunities for individuals with different skill sets.
Unemployment Rate
The unemployment rate in Kerrville, TX was reported at 3.70% as of January 2026 (as reported by YCharts). This rate is slightly higher than the previous month’s 3.00% but lower than the long-term average of 4.02% (as reported by YCharts).
Historically, the unemployment rate in the Kerrville, TX Micro Area has shown a downward trend, decreasing from 6.0% in 2017 to 2.9% in 2023 (as reported by CensusDepth). This indicates a strengthening job market over recent years.
Climate in Kerrville
Kerrville experiences a warm climate, typical of central Texas, with distinct seasons. The average temperature ranges from a low of 33°F in January to a high of 94°F in August (as reported by myPerfectWeather).
The city receives moderate precipitation, with an annual average of about 31 inches (as reported by myPerfectWeather). May is typically the wettest month, while November is the driest (as reported by myPerfectWeather). Snowfall is minimal, with less than 1 inch accumulating annually (as reported by myPerfectWeather).
Temperatures
Summer in Kerrville is hot, with August being the warmest month, averaging a high of 93°F and a low of 69°F (as reported by myPerfectWeather). Winters are mild, with January seeing average highs of 60°F and lows of 34°F (as reported by myPerfectWeather).
The city enjoys a good amount of sunshine throughout the year, with over 3,000 annual sunshine hours (as reported by myPerfectWeather). The sunniest months are typically June through August, while February tends to be the cloudiest (as reported by myPerfectWeather).
Rainfall
Kerrville’s annual precipitation averages around 31 inches (as reported by myPerfectWeather). May is the month with the most rainfall, averaging about 4 inches across approximately 15.9 rainy days (as reported by myPerfectWeather, Weather and Climate).
Conversely, November experiences the least rainfall, with about 0.87 inches over 9.3 days (as reported by myPerfectWeather). The total annual precipitation is approximately 28 inches (as reported by Weather and Climate).
Education in Kerrville
The Kerrville Independent School District serves the educational needs of the city’s students. The district has an overall Niche grade of A minus and is ranked #120 out of 876 school districts in Texas (as reported by Niche). The student-teacher ratio within the district is 16 to 1 (as reported by Niche).
State test scores indicate that 45% of students are proficient in math and 58% are proficient in reading (as reported by Niche). The district is recognized for its teachers, ranking #140 out of 887 districts for having the best teachers in Texas (as reported by Niche).
School Ratings
Within the Kerrville Independent School District, several schools receive high ratings. Fred H. Tally Elementary School has an A-minus rating and a 5 out of 5 score on Niche, with 62% of students proficient in math and 71% in reading (as reported by Niche). Tivy High School also holds a strong rating, with a 3.98 out of 5 score on Niche based on 295 reviews (as reported by Niche).
For private education options, Our Lady of the Hills Regional Catholic High School in Kerrville has a rating of 4.56 out of 5 based on 68 reviews (as reported by Niche). This school serves grades 9-12 and is recognized among the best private high schools in Texas.
Demographics of Kerrville
Kerrville has an estimated population of 24,755 residents as of the latest U.S. Census Bureau data (as reported by Data USA). The population has seen a slight increase from previous years, with a 0.9% change compared to a year ago (as reported by Point2Homes).
The racial composition of Kerrville is predominantly White, making up approximately 67.8% of the population, followed by Hispanic residents at 26.1% (as reported by Data USA, Census Dots). Other racial groups include Black or African American at 2.5%, Multiracial at 2.2%, and Asian at 0.9% (as reported by Census Dots).
Age and Gender Distribution
The median age in Kerrville is 41.7 years (as reported by Data Commons). The age distribution shows that 17.2% of residents are under 18, while 30.6% are 65 years of age or older (as reported by Wikipedia).
Regarding gender distribution, Kerrville has slightly more females than males. The city’s population is approximately 47.6% male and 52.4% female (as reported by Point2Homes). For every 100 females, there are about 90.1 males (as reported by Wikipedia).
Pros and Cons of Living in Kerrville
Kerrville offers a desirable lifestyle for many, characterized by its scenic beauty and community atmosphere. The Texas Hill Country setting provides ample opportunities for outdoor recreation, with numerous parks and the Guadalupe River running through the city (as reported by Wikipedia).
The city’s cost of living, while slightly above the national average, is offset by a lower state income tax in Texas, making it financially attractive for some (as reported by AreaVibes). The community is also known for its conservative leanings and has been recognized as one of the best places to retire in Texas (as reported by Niche).
Potential Drawbacks
Despite its advantages, Kerrville has some aspects that may be considered drawbacks. The housing market, while not overly competitive, has seen a significant increase in median home prices over the past year (as reported by Redfin). Additionally, some residents have noted concerns about school security, with instances of students leaving campus unnoticed (as reported by Niche).
The job market, while growing, may present challenges for those seeking highly specialized or high-paying positions, as the average salary is moderate. Furthermore, the cost of living, particularly housing, can be a significant factor for individuals or families on a tighter budget, as it is higher than both the national and Texas state averages (as reported by AreaVibes, Salary.com).