Is Apollo Beach Safe, Pros and cons of living in Apollo Beach

Apollo Beach, Florida, offers a unique blend of coastal charm and suburban convenience, attracting a diverse range of residents. This census-designated place in Hillsborough County boasts a growing population and a strong sense of community, making it an appealing destination for those seeking a desirable place to live. Its strategic location provides easy access to major employment centers and recreational opportunities, further enhancing its appeal.

The area is characterized by its waterfront properties, boating access, and a relaxed pace of life, all contributing to its desirability. As more people discover the advantages of living in Apollo Beach, understanding the local landscape, from safety and cost of living to employment and education, becomes essential for prospective residents. This guide aims to provide a comprehensive overview of what life is like in Apollo Beach, Florida.

Is it Safe to Live in Apollo Beach?

Apollo Beach demonstrates a strong safety profile, with crime rates significantly below national averages. The overall crime rate is approximately 49% below the national average as of 2026 (according to DoorProfit). Violent crime in Apollo Beach is notably lower than the national average, with a rate that is 52% lower per 100,000 residents (according to DoorProfit). This translates to a lower likelihood of becoming a victim of violent crime, with residents facing about a 1 in 543 chance annually.

Property crime also remains below the national average, with a rate that is 35% lower per 100,000 residents (according to DoorProfit). While larceny/theft is the most common crime type, its rate is still 42% below the national average (according to DoorProfit). The cost of crime per resident is also lower than the national and state averages, further underscoring the community’s safety (according to CrimeGrade.org). NeighborhoodScout data indicates that Apollo Beach’s crime rate is lower than 80% of American communities, and it ranks in the 97th percentile for safety (according to NeighborhoodScout).

Cost of Living

The cost of living in Apollo Beach presents a mixed picture, with some expenses being higher than the national average while others are lower. Housing expenses are reported to be 7% higher than the national average (according to Payscale). Utility prices also tend to be 7% higher than the national average (according to Payscale), and transportation costs, such as gas prices, are 1% higher (according to Payscale).

However, grocery prices in Apollo Beach are 6% higher than the national average (according to Payscale). Healthcare costs are notably lower, being 8% lower than the national average (according to Payscale). Overall, Apollo Beach’s cost of living is generally considered to be higher than the national average, though specific expenses can vary. Some sources indicate the cost of living is 8% higher than the national average (according to Payscale), while others suggest it is 4.5% more affordable than the national average (according to Kayak).

Housing Costs

The housing market in Apollo Beach shows a median listing price of approximately $514,900 as of recent data (according to realtor.com®). This median price is slightly higher than the national average, which has been reported around $439,000 (according to realtor.com®). The median home value in Apollo Beach is approximately $415,897 (according to Livability.com).

For those considering renting, the median rent in Apollo Beach is around $1,996 per month (according to RentCafe, as cited by Kayak). Other reports place the median rent higher, at approximately $2,522 as of April 2026 (according to Zumper). The rental market has seen some growth, with rental prices increasing year-over-year by 5.61% (according to realtor.com®).

Income and Salaries

The income landscape in Apollo Beach is generally robust, with a median household income that is significantly higher than both the national and state averages. The median household income in Apollo Beach was reported as $169,974 in 2024 (according to the U.S. Census Bureau, as cited by Point2Homes). This figure represents a notable increase of 16.3% from the previous year.

The median income for households in Apollo Beach is $127,617 (according to VertexAI Search). For renters, the median household income was $91,029 in 2022 (according to the U.S. Census Bureau, as cited by Point2Homes). The average annual salary in Apollo Beach is reported to be around $44,682, with a range typically between $31,816 and $54,987 (according to ZipRecruiter). However, another source estimates the average salary for jobs in Apollo Beach at $64,604 per year (according to ERI SalaryExpert).

Job Market and Major Employers

Apollo Beach’s economy is supported by a growing employment sector, with a significant increase in employment noted between 2023 and 2024. The most common industries for residents include Health Care & Social Assistance, Retail Trade, and Professional, Scientific, & Technical Services (according to Data USA). The highest-paying industries in the area are Utilities, Manufacturing, and Public Administration (according to Data USA).

Major employers in the broader Tampa Bay area, accessible to Apollo Beach residents, include large companies like Walmart, McDonald’s, Publix, and Amazon.com (according to Indeed.com). The finance and insurance, health care, and professional and technical services sectors are particularly strong in Apollo Beach (according to Kayak). The unemployment rate in Apollo Beach is reported to be 43% lower than the national average (according to FloridaJobs.org). As of March 2026, Florida’s overall unemployment rate was 4.7% (according to WUSF).

Climate

Apollo Beach experiences a tropical monsoon climate, characterized by hot, humid summers and mild winters. The average high temperatures in the summer months, from May to October, can reach the high 80s and low 90s Fahrenheit, with July and August being the warmest months (according to myPerfectWeather and Weather Spark). The average daily high temperature in July is around 90°F, with lows in the mid-70s (according to Weather Spark).

Winter months are mild, with average high temperatures in the 60s and 70s Fahrenheit. January is typically the coldest month, with average lows around 52°F and highs in the low 70s (according to myPerfectWeather and Weather Spark). Annual precipitation averages around 55 inches, with the summer months being significantly wetter than the winter months. August is the wettest month, receiving an average of about 6.2 to 8.67 inches of rain (according to Weather Spark and IDcide).

Schools

Apollo Beach is served by the Hillsborough County Public Schools district, offering a range of educational options for students. The public schools in Apollo Beach generally receive positive ratings, with an average ranking of 7/10, placing them in the top 50% of Florida public schools (according to Niche). Apollo Beach Elementary School is a notable institution, receiving a B+ rating from Niche and a 7/10 GreatSchools Rating, with high proficiency rates in math and reading (according to Homes.com).

Other well-regarded public schools include Waterset Charter School and Doby Elementary School (according to Niche). The student body in Apollo Beach schools reflects the community’s diversity, with a significant percentage of Hispanic students, though minority enrollment is slightly less than the Florida public school average (according to Niche). Overall, the educational environment in Apollo Beach is considered strong, with schools performing well in academic assessments.

Demographics

Apollo Beach is home to a population of approximately 33,355 residents, with a growing population that has seen significant increases over the past decade (according to Data USA and Kayak). The community is diverse, with a majority White population, followed by significant Black or African American and Hispanic communities (according to Data USA and Niche). White, non-Hispanic residents make up about 18.6k of the population, while Hispanic residents constitute about 5.97k (according to Data USA).

The median age in Apollo Beach is around 41.4 years (according to VertexAI Search and Niche), indicating a mix of age groups. The population is roughly balanced, with a slight majority of males at 51.4% compared to females at 48.6% (according to Point2Homes). A notable portion of the population consists of families, with 79.3% of households being family units (according to Point2Homes). Approximately 10.1% of residents were born outside the country (according to Data USA).

Pros and Cons of Living in Apollo Beach

Living in Apollo Beach offers numerous advantages, including a generally safe environment with crime rates well below the national average (according to DoorProfit and NeighborhoodScout). The community boasts a desirable coastal lifestyle, with access to waterfront activities and a relaxed atmosphere that appeals to many. The job market is robust, with a growing economy and employment opportunities in sectors like healthcare and professional services (according to Data USA).

However, potential residents should be aware of certain drawbacks. The cost of living, particularly housing expenses, can be higher than the national average (according to Payscale). While salaries are generally higher than the national average, the cost of goods and services can offset some of these gains. The climate, while pleasant for much of the year, features hot and humid summers that may not appeal to everyone (according to Weather Spark).

Housing Market Trends

The Apollo Beach housing market is characterized by a median listing price of approximately $514,900, which is slightly above the national median (according to realtor.com®). This indicates a relatively high cost of entry for homebuyers, although prices have seen some recent fluctuations. Year-over-year, median sale prices have fallen by approximately 4.03%, suggesting a potential cooling in price appreciation (according to realtor.com®).

The market is described as balanced, with supply and demand for homes being relatively equal (according to realtor.com®). The median days on market for homes has increased year-over-year by 18.33%, which could provide buyers with more negotiation time (according to realtor.com®). For renters, the median rent is around $1,950 to $2,522 per month, with a year-over-year increase of 5.61% in rental prices (according to Redfin and Zumper).

Climate and Recreation

Apollo Beach’s climate is a significant draw for many, offering warm temperatures year-round. Summers are hot and humid, with average high temperatures in the mid-80s to low 90s Fahrenheit (according to myPerfectWeather). Winters are mild, with temperatures typically in the 60s and 70s Fahrenheit (according to myPerfectWeather). The area receives substantial rainfall, particularly during the summer months, contributing to its lush environment.

The coastal location provides ample opportunities for outdoor recreation, including boating, fishing, and enjoying the beaches. The proximity to Tampa and St. Petersburg also offers residents access to a wider range of cultural attractions, entertainment venues, and professional sports. The natural beauty of the area, combined with its recreational offerings, makes it an attractive place for those who enjoy an active lifestyle.

Education and Family Life

Families considering a move to Apollo Beach will find a community with a focus on education and family-friendly amenities. The public schools in the area are generally well-regarded, with Apollo Beach Elementary School and Waterset Charter School receiving positive reviews (according to Niche). The student-teacher ratio in some schools is favorable, contributing to a supportive learning environment.

The demographic data indicates a significant percentage of households with children, suggesting a family-oriented community (according to Point2Homes). The median age of 41.4 years also points to a population that includes many working-age adults and families (according to VertexAI Search). The town’s safety, coupled with its educational offerings, makes it a compelling choice for those raising children.

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