Is Coral Terrace Safe, Pros and cons of living in Coral Terrace

Coral Terrace, an unincorporated community in Miami-Dade County, Florida, offers a blend of suburban living with proximity to urban amenities. It is characterized by its diverse population, a mix of housing types, and a generally warm climate. This area provides a distinct lifestyle for its residents, balancing community feel with access to the broader South Florida experience.

The community is home to a significant population, with a median age that reflects a balanced demographic. Its location within Miami-Dade County places it advantageously for those seeking employment and cultural experiences in a major metropolitan area. Understanding the various facets of Coral Terrace, from its safety and cost of living to its educational opportunities and climate, is essential for anyone considering a move to this vibrant part of Florida.

Is it Safe to Live in Coral Terrace?

Coral Terrace presents a mixed safety profile, with generally lower rates of violent crime compared to national averages, but a property crime rate that is slightly higher than the U.S. average (according to CrimeGrade.org). The community is considered safer than 65% of U.S. cities based on overall crime rates (according to AreaVibes). Residents often consider the northeast part of the community to be the safest (according to CrimeGrade.org).

While violent crime rates are lower than the national average, with a rate of 1.968 per 1,000 residents annually (according to CrimeGrade.org), property crime presents a more significant concern. The property crime rate is 14.24 per 1,000 residents in a typical year (according to CrimeGrade.org). The chance of being a victim of property crime varies by neighborhood, with southwest neighborhoods having a higher risk than those in the northeast (according to CrimeGrade.org).

Housing Costs in Coral Terrace

The real estate market in Coral Terrace is characterized by high prices, with the median home value significantly exceeding both state and national averages. The median home value is approximately $680,997 as of March 2026 (according to Zillow), and as high as $820,000 in the last 30 days (according to Orchard). This indicates a strong demand and a competitive market for homebuyers.

Rental prices in Coral Terrace are also notably high, with the median rent for all property types being around $3,450 per month as of April 2026 (according to Zumper). Houses for rent can be even more expensive, averaging around $3,500 monthly (according to Zumper). The average rent for an apartment is approximately $2,450 per month (according to Zumper), with one-bedroom units averaging $2,190 and two-bedroom units at $2,590 (according to Zumper).

Home Prices

The median home price in Coral Terrace was $720,000 in February 2026, showing a 0.0% change compared to the previous year (according to Redfin). However, other sources indicate a higher median home value. For example, Zillow reported an average home value of $680,997 as of March 31, 2026, a decrease of 2.4% over the past year (according to Zillow). NeighborhoodScout places the median real estate price even higher at $704,703 (according to NeighborhoodScout).

Rental Market

The rental market in Coral Terrace is robust, with a median rent reported at $3,450 per month as of April 2026 (according to Zumper). This figure is 77% higher than the national average (according to Zumper). Houses for rent average around $3,500 per month (according to Zumper), while apartments average $2,450 per month (according to Zumper). The tight housing market is further indicated by a vacancy rate of 0.0% (according to NeighborhoodScout).

Job Market and Economy

Coral Terrace has a growing employment sector, with a 4.61% increase in employment from 2023 to 2024, bringing the total number of employees to 13,200 (according to Data USA). The most common employment sectors for residents are Health Care & Social Assistance, followed by Retail Trade and Construction (according to Data USA). The unemployment rate in Coral Terrace stands at 3.8% (according to Point2Homes), which is generally considered within a typical range.

The median household income in Coral Terrace was $80,353 in 2024, showing a slight increase of 3.8% from the previous year (according to Point2Homes). The median individual income is also reported, with an average of $39,209 (according to Data Commons). The poverty rate in Coral Terrace is 10.77% (according to Data Commons), which is lower than the national average for childhood poverty (according to NeighborhoodScout).

Major Employers

While specific major employers are not detailed in the provided data, the employment landscape is dominated by key sectors. Health Care & Social Assistance is a primary employer, followed by Retail Trade and Construction (according to Data USA). These sectors indicate a diversified job market that supports the local economy and provides various employment opportunities for residents.

Unemployment Rate

The unemployment rate in Coral Terrace is reported at 3.8% (according to Point2Homes). This rate is generally considered healthy and suggests a stable job market with available opportunities for those seeking employment. For context, rates between 4% and 5% are often considered typical, making Coral Terrace’s rate slightly below average (according to Point2Homes).

Climate in Coral Terrace

Coral Terrace experiences a tropical climate, characterized by long, hot, and humid summers, and short, comfortable winters. The temperature typically ranges from 62°F to 90°F throughout the year, rarely dropping below 49°F or exceeding 92°F (according to Weather). The area is prone to significant rainfall, especially during the warmer months and hurricane season.

The hot season lasts approximately four months, from June to October, with average daily high temperatures above 87°F (according to Weather). August is typically the hottest month, with highs around 89°F and lows of 78°F (according to Weather). The cooler season spans from December to March, with average daily high temperatures below 78°F (according to Weather). January is the coldest month, with average lows of 62°F and highs of 76°F (according to Weather).

Temperature and Rainfall

Average temperatures in Coral Terrace hover around 83°F high and 71°F low annually (according to Livability.com). The average annual rainfall is 57 inches (according to Livability.com). The wet season, from May to October, sees daily thunderstorms and downpours, particularly in the late afternoon (according to Wikipedia). The driest months are typically January and February, with average rainfall of 1.3 inches in December (according to Weather).

June is the wettest month, with an average rainfall of 6.3 inches (according to Weather). The chance of a wet day is greater than 39% from late May to mid-October (according to Weather). August experiences the most wet days, with an average of 18.9 days with at least 0.04 inches of precipitation (according to Weather). The drier season extends from mid-October to late May (according to Weather).

Education in Coral Terrace

Coral Terrace is served by the Miami-Dade County Public Schools district, which is ranked among the better districts in Florida. Coral Terrace Elementary School, a public school for Pre-K to 5th graders, is rated B+ by Niche and has a 6/10 GreatSchools Rating (according to Homes.com). However, academic performance at Coral Terrace Elementary has shown lower proficiency rates in subjects like English Language Arts and Math compared to district and state averages (according to SchoolDigger).

The student-teacher ratio at Coral Terrace Elementary is 16 to 1 (according to Niche). While the school has seen an increase in chronic absenteeism, its overall ranking places it within the top 30% of public schools in Florida (according to Niche). For higher education, residents have access to numerous institutions in the wider Miami-Dade area.

School Ratings

Coral Terrace Elementary School is rated B+ by Niche and holds a 6/10 GreatSchools Rating (according to Homes.com). It is ranked #181 out of 678 elementary schools in Florida by Niche (according to Niche). However, test scores indicate that 53% of students are proficient in math and 45% in reading (according to Niche).

The Miami-Dade County Public Schools district itself receives a 3-star rating from SchoolDigger and is ranked 22nd out of 67 districts in Florida (according to SchoolDigger). While Coral Terrace Elementary has some challenges with academic performance and absenteeism, it is part of a larger district with varying school quality across its many institutions (according to SchoolDigger).

Demographics of Coral Terrace

Coral Terrace is a diverse community with a population of approximately 24,895 residents (according to Niche). The demographic makeup is predominantly Hispanic, accounting for about 91.2% of the population (according to Data USA). White residents make up approximately 5.9%, followed by Asian residents at 1% (according to Data USA).

The population is aging, with a median age of 44.7 years (according to Data Commons). The age distribution shows about 15.2% are children under 15, with significant portions in the 25-44 and 45-64 age brackets (according to Point2Homes). The foreign-born population is substantial, with 62.5% of residents born outside the United States (according to Data USA).

Population and Age

The population of Coral Terrace is around 24,895 (according to Niche). The median age is 44.7 years (according to Data Commons), with males having a median age of 44.3 and females 45.5 (according to Data Commons). The age distribution shows a notable segment of older adults, with 22.2% of residents aged 65 or older (according to Point2Homes).

A substantial portion of the population is between 25 and 64 years old, representing 26.6% and 27.2% respectively (according to Point2Homes). Children under 15 constitute about 15.2% of the population, while the 15-24 age group makes up 9% (according to Point2Homes).

Race and Ethnicity

The racial and ethnic composition of Coral Terrace is overwhelmingly Hispanic, making up 91.2% of the population (according to Data USA). Other racial groups include White (5.9%), Asian (1%), and individuals identifying with two or more races (1%) (according to Data USA). Non-Hispanic residents form a smaller percentage of the community.

Of the total population, 76.3% are U.S. citizens (according to Data USA). A significant portion, 62.5%, are foreign-born residents (according to Data USA), reflecting the diverse origins of the community’s inhabitants. The primary languages spoken at home are likely Spanish, given the high Hispanic population.

Pros and Cons of Living in Coral Terrace

Coral Terrace offers a suburban feel with convenient access to Miami’s amenities, making it an attractive option for many. Its generally good public schools and a stable job market contribute to its appeal. The warm climate is also a significant draw for those who enjoy sunshine and outdoor activities year-round.

However, the high cost of living, particularly in housing, is a significant drawback. The property crime rate, while lower than violent crime, is a concern for residents. Additionally, the area experiences a tropical climate with long, hot, and humid summers, which may not be ideal for everyone.

Pros

Residents of Coral Terrace benefit from a suburban environment that still provides easy access to the cultural and economic hub of Miami. The public schools are generally highly rated, with Coral Terrace Elementary receiving a B+ from Niche (according to Homes.com). The job market is stable and growing, with key sectors like healthcare and retail offering employment opportunities (according to Data USA).

The climate is a major pro for many, offering year-round warmth and sunshine, which is conducive to outdoor recreation. The median age of the population suggests a community with a mix of working professionals and retirees, contributing to a balanced community dynamic (according to Data Commons).

Cons

The cost of living in Coral Terrace is considerably higher than the national average, largely driven by high housing prices. The median home price is significantly above the national average (according to Redfin). While violent crime rates are lower than average, the property crime rate is a concern that residents should be aware of (according to CrimeGrade.org).

The long, hot, and humid summers can be challenging for those unaccustomed to such weather. The community is also subject to tropical storms and hurricanes, a common risk for many parts of Florida (according to Housely).