Is Islip Terrace Safe, Pros and cons of living in Islip Terrace

Is it Safe to Live in Islip Terrace?

Islip Terrace, NY, presents a generally safe environment for its residents. The overall crime rate in Islip Terrace is significantly lower than the national average (as reported by AreaVibes). Specifically, violent crimes are also notably lower than the national average (as reported by AreaVibes).

Your chance of being a victim of any crime in Islip Terrace is approximately 1 in 90 (as reported by AreaVibes). The area’s safety is further underscored by its ranking; Islip Terrace is safer than 51% of cities in the United States (as reported by AreaVibes). Crime in Islip Terrace has seen a decrease of 4% year over year (as reported by AreaVibes).

Cost of Living in Islip Terrace

The cost of living in Islip Terrace, NY, is considerably higher than both the U.S. national average and New York’s state average (as reported by Salary.com). For a single person, the estimated monthly living cost is around $4,262, while a family of four can expect to spend approximately $9,385 per month (as reported by Salary.com).

Housing costs are a primary driver of the elevated cost of living, being 25.4% higher than the national average (as reported by Salary.com). While food expenses are lower than the national average, energy, transportation, and healthcare costs contribute to the overall expense (as reported by Salary.com). These factors combine to make Islip Terrace one of America’s more expensive cities (as reported by Salary.com).

Housing Costs

The median home value in Islip Terrace is approximately $483,374 (as reported by Livability.com). Rental prices are also substantial, with the average rent for a one-bedroom apartment being around $2,290 per month (as reported by Apartments.com). This median rent is 39% higher than the national average (as reported by Apartments.com).

For those considering renting, the median household income for renters in Islip Terrace was approximately $106,902 in 2022 (as reported by Point2Homes). The rent-to-income ratio in the area stands at 29.6%, indicating the portion of earnings allocated to housing expenses (as reported by Point2Homes).

Median Income and Salary

The average annual household income in Islip Terrace was reported as $174,604 in 2024 (as reported by the U.S. Census Bureau). The median income for households in the area was $155,313, reflecting a slight decrease from the previous year (as reported by Point2Homes). For a family of four, this equates to an annual income of $216,540 (as reported by NeighborhoodScout).

The median wage in Islip Terrace is around $43.4K per year (as reported by ZipRecruiter). However, several popular job roles in Islip Terrace offer significantly higher salaries, with some exceeding the city’s average by over 100% (as reported by ZipRecruiter). For instance, roles like “Scp Foundation” can earn upwards of $157,183 annually (as reported by ZipRecruiter).

Job Market and Employment in Islip Terrace

The unemployment rate in Islip Terrace is remarkably low, standing at 0.4% (as reported by Niche). This low rate suggests strong job prospects and a thriving local economy for those living in the area (as reported by Point2Homes). Between 2017 and 2023, the unemployment rate in Islip Terrace CDP saw a significant decrease of 91.7% (as reported by CensusDepth).

The primary employment sectors for residents of Islip Terrace include Educational Services, Health Care & Social Assistance, and Manufacturing (as reported by Data USA). Common job groups held by residents are in Education Instruction & Library Occupations, Sales & Related Occupations, and Office & Administrative Support Occupations (as reported by Data USA). While employment in Islip Terrace saw a slight decline of -1.52% from 2023 to 2024, the low unemployment rate indicates a stable job market (as reported by Data USA).

Major Employers

While specific major employers within Islip Terrace are not detailed, several large companies operate in the broader Islip and surrounding areas. These include entities like Allstate, Blackman Plumbing Supplies, and Broadridge Financial Services (as reported by Town of Islip IDA). Other significant employers in nearby Central Islip include Walmart, McDonald’s, and Target (as reported by Indeed.com). Mason Technologies, a company founded by an Islip Terrace native, is also expanding its presence in the region with a new headquarters in Hauppauge (as reported by Patch).

Climate in Islip Terrace

Islip Terrace experiences a climate characterized by warm, humid summers and very cold, snowy winters (as reported by myPerfectWeather). Temperatures throughout the year typically range from 25°F to 82°F, with rare dips below 12°F or spikes above 89°F (as reported by myPerfectWeather). The warmest month is July, with average highs around 82°F and lows of 68°F.

The coldest month is January, with average daily high temperatures around 39°F and lows of 25°F (as reported by myPerfectWeather). Islip Terrace receives approximately 47 inches of annual precipitation, with August being the wettest month (as reported by myPerfectWeather). Snowfall is common in the winter months, with January typically seeing the most snow, averaging around 5.4 inches (as reported by myPerfectWeather).

Education in Islip Terrace

The public school system serving Islip Terrace is the East Islip Union Free School District, which holds a strong reputation (as reported by Niche). This district is rated as A- overall and serves students from pre-kindergarten through 12th grade (as reported by Niche). The student-teacher ratio within the district is 11 to 1 (as reported by Niche).

State test scores indicate that 69% of students in the district are proficient in math and 58% in reading (as reported by Niche). East Islip High School is a notable institution within the district, consistently ranking among the top high schools in New York State and earning a 4-star rating (as reported by SchoolDigger). The high school demonstrates strong academic performance, with high proficiency rates on Regents exams and a solid graduation rate of 84.3% (as reported by SchoolDigger).

Demographics of Islip Terrace

Islip Terrace is home to approximately 5,168 residents, with a median age of 40.5 years (as reported by Point2Homes). The population is diverse, with about 79.6% identifying as Caucasian, followed by smaller percentages for African American, Asian, and those of two or more races (as reported by Point2Homes). Hispanic residents make up approximately 15.35% of the population (as reported by Data USA).

In terms of citizenship, 96.8% of Islip Terrace residents are U.S. citizens, a rate higher than the national average (as reported by Data USA). The population consists of roughly 51.8% males and 48.2% females (as reported by Point2Homes). Families with children under 18 make up a significant portion of households, with about 78.4% of households being family-oriented (as reported by Point2Homes).

Pros and Cons of Living in Islip Terrace

Living in Islip Terrace offers a blend of advantages and disadvantages that are important for prospective residents to consider. The community is noted for its safety, with crime rates significantly below national averages, contributing to a secure living environment (as reported by AreaVibes). The local school district, East Islip Union Free School District, is highly regarded and offers strong academic programs, making it attractive for families (as reported by Niche).

However, the cost of living in Islip Terrace is a considerable drawback, being substantially higher than both national and state averages, largely driven by expensive housing (as reported by Salary.com). While the job market is robust with a very low unemployment rate, the high cost of living means that a substantial income is necessary to live comfortably (as reported by Apartments.com). The climate, with its cold winters, may also be a con for those who prefer milder weather year-round (as reported by myPerfectWeather).

Community and Lifestyle in Islip Terrace

Islip Terrace is characterized by a stable community with a significant portion of residents owning single-family homes, which contributes to a sense of stability (as reported by NeighborhoodScout). The town is also noted for its artistic community, with a higher concentration of artists, designers, and individuals working in media than in most American communities (as reported by NeighborhoodScout). Additionally, a notable percentage of residents work in computer and math-related fields, indicating a population with strong technical and analytical skills (as reported by NeighborhoodScout).

The lifestyle in Islip Terrace can be described as family-oriented, with many families actively developing social ties within the community (as reported by NeighborhoodScout). The presence of a large population of college-educated adults further supports an environment conducive to academic and personal growth (as reported by NeighborhoodScout). The median age of 40.5 years suggests a mature community with a blend of established families and working professionals (as reported by Point2Homes).