Is Larchmont Safe, Pros and cons of living in Larchmont

Larchmont, a charming village nestled in Westchester County, New York, offers a blend of suburban tranquility and convenient access to New York City. This sought-after community is known for its picturesque streets, strong sense of community, and highly-rated school system. For those considering a move, understanding the local landscape—from safety and cost of living to employment opportunities and climate—is essential.

This guide provides a comprehensive overview of life in Larchmont, drawing on current data to offer practical insights for prospective residents. Whether you’re drawn by its family-friendly atmosphere or its proximity to urban centers, Larchmont presents a compelling case for a desirable place to call home.

Is it Safe to Live in Larchmont?

Larchmont generally presents a safe environment for its residents. The overall crime rate in Larchmont is comparable to the national average, with a rate of 10 per 1,000 residents (NeighborhoodScout). Your chance of becoming a victim of crime in Larchmont is approximately 1 in 101 (NeighborhoodScout).

Violent crimes are less common in Larchmont than in many other parts of the country. The chance of being a victim of a violent crime is about 1 in 3,320 (NeighborhoodScout). However, property crime rates are slightly above the national average, with a rate of 10 per 1,000 population (NeighborhoodScout).

Housing and Cost of Living

Housing Market Overview

Larchmont’s housing market is characterized by high-value properties and strong demand. The median listing price for homes in Larchmont is approximately $1.58 million, reflecting a high-value environment (Realtor.com® Research). The median home value has seen a year-over-year change of 8.9% as of December 2025 (Rentcast).

For renters, the median rent in Larchmont is around $6.5K per month, indicating a robust rental market (Realtor.com® Research). This high median rent is also reflected in other reports, with one source noting a median rent of $4,020 as of July 2025 (Rentcast).

Cost of Living

Larchmont is known for its high cost of living, significantly exceeding both the New York state and national averages. The overall cost of living in Larchmont is approximately 133% higher than the national average (AreaVibes). Housing costs are a major contributor, being 416% higher than the national average (AreaVibes).

Monthly expenses for a family of four in Larchmont are estimated to be around $14,587.83 (Suburbs 101). These high living costs are driven by housing, transportation, and food prices (Salary.com).

Job Market and Economy

Major Employers and Industries

The economy of Larchmont is supported by various industries, with Health Care & Social Assistance employing the largest number of residents (606 people), followed by Professional, Scientific, & Technical Services (581 people) and Finance & Insurance (529 people) (Data USA). The highest paying industries are Finance & Insurance, and Real Estate & Rental & Leasing, with an average salary of $250,001 (Data USA).

Major employers in the broader Hudson Valley region, which includes Larchmont, feature companies like Crystal Run Healthcare, Home Depot, IBM Corp., and Westchester Medical Center (Larchmont, NY Patch). While specific Larchmont employers vary, the presence of strong sectors indicates a diverse employment landscape.

Salaries and Unemployment

The average salary for jobs in Larchmont, New York, is approximately $79,519 per year, or $38 per hour (ERI SalaryExpert). The median household income in Larchmont was reported as $167,536 in 2024 (U.S. Census Bureau). However, other sources indicate a higher median household income, with one report stating $220,714 (Kurby AI).

The unemployment rate in Larchmont is reported at 10.5% (Point2Homes). This figure represents the share of the workforce currently without a job and actively looking for one.

Climate and Environment

Temperature and Precipitation

Larchmont experiences a climate with warm, humid summers and very cold, snowy winters. The temperature typically ranges from 25°F in January to 86°F in July (myPerfectWeather). The average annual precipitation is about 49 inches (myPerfectWeather), with April being the wettest month and February the driest (Weather Spark).

The warm season lasts from June to September, with July being the hottest month, averaging a high of 84°F and a low of 69°F (Weather Spark). The cold season spans from December to March, with January seeing average lows of 26°F and highs of 38°F (Weather Spark).

Seasonal Conditions

Residents can expect around 175 comfortable weather days per year in Larchmont (myPerfectWeather). The area receives approximately 30 inches of snowfall annually (myPerfectWeather). Spring and fall offer milder temperatures, making them pleasant seasons for outdoor activities.

The humidity level remains comfortable throughout the summer, providing a pleasant environment (myPerfectWeather). Larchmont has a humid continental climate with hot summers and year-round precipitation (meteoblue).

Education and Demographics

School System

Larchmont boasts a highly-regarded public school system, consistently ranking among the top in New York. Schools in Larchmont have an average ranking of 10/10, placing them in the top 5% of New York public schools (Niche). Students achieve high proficiency scores in math and reading, significantly above the state averages (Niche).

The top-ranked public schools in Larchmont include Murray Avenue School, Chatsworth Avenue School, and Hommocks School (Niche). These schools serve a diverse student body, with minority enrollment being less than the New York public school average (Niche).

Population and Diversity

Larchmont is home to approximately 6,570 residents (Data USA). The village’s population is predominantly White, accounting for about 88.5% of residents (Larchmont Population 2026). Hispanic or Latino individuals make up about 6.72% of the population (Larchmont Population 2026).

The village has a median age of 38.7 years (Larchmont Population 2026). A significant portion of residents, 96.1%, are citizens, which is higher than the national average (Data USA).